Pensions and divorce

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During divorce proceedings, the Court considers pension rights, including plans currently being contributed to, past frozen plans, and those currently providing income.

Depending on the circumstances you may have three options to consider:

  1. Pension Offsetting: Balancing pension rights against another asset, like the matrimonial home.
  2. Pension Earmarking: Arranging for a portion of one party’s pension to be paid to the other when it comes into payment.
  3. Pension Sharing: Splitting the pension at the time of the divorce to provide both parties with their own pension pot for the future.

To make the best decision, it is crucial to know the value of both you and your former spouse’s pensions and seek professional advice. For more information on navigating this process, please contact us. We are here to provide the guidance you need during this critical time.

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Liam Starley

APFS Chartered Financial Planner

Scott Moorhouse

Senior Financial Advisor